Hi Q Insurance Scheme
Circle Insurance Services Ltd has been working with Hi-Q ever since the first franchisees went live in 1998 and continues to work with a growing number of franchise operators as well as independent Dealer Partners.
Our scheme has continued to grow in size and has allowed us to negotiate and develop an insurance programme exclusively for Franchised and Dealer Partners which is underwritten by a Standard & Poors A rated insurance company.
The Hi-Q policy offers Franchisees and Dealer Partners the insurance they require and provides tangible benefits. Our cover is based on working experience in your industry and is offered at a competitive price.
In addition to the standard core property and liability covers we have negotiated key enhancements to a standard motor trade policy tailoring much more for a tyre, exhaust and service centre business:
- 12 months interest free credit available.
- Roadside repair vehicles.
- Courtesy Car cover.
- Increased Money limits
- Increased Personal Accident and Assault benefits
- Public Liability £5,000,000 limit of indemnity
- Property in Transit £5,000
- Customer Vehicles. Automatic limit of £250,000 any one location.
- Windscreen claims do not affect the no claims bonus.
- New for old cover on vehicles (own and customer’s) less than 12 months old.
- Uninsured loss recovery
Key Sector Risks
Our experts can help you protect your business from the following key risks:
- Liability for Accidents
- Product Liability
- Employee Injuries
- And more
- Damage to Customer Vehicles
- Theft and Burglary
- Business Interruption
- Cybersecurity Threats
- Equipment Breakdown
- Environmental Liability
Ready when you are
If you need assistance, we’re ready when you are. Please fill out the form below, and we’ll get back to you.
Enquiry Form
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Keith Emerson, Company 2
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For many apartment owners and tenants, balconies are treasured spaces. They offer a breath of fresh air in the urban jungle, a spot for leisurely breakfasts, and a place for socialising. However, it’s vital to not forget the fire risks
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